Business ka Booster

Empowering MSMEs to make their Small businesses go BIG!

Embark on your entrepreneurial journey with Udyam & access quick loans to kickstart & elevate your business.

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What sets us apart?
Loan upto 10 lakh
Collateral Needed
Minimum CIBIL
Digital Application
Pre-Closure Charges
Types of Loan Offered
Working Capital
Secure collateral free loans for managing day-to-day expenses & working capital needs
Equipment Financing
Obtain business equipment easily with our instant loans and scale your business
Growth Capital
Fund your capital expenditure & support your development for sustainable growth of your venture
Industries we Serve
Kirana Store
Ecommerce &
Textile &
Autoparts Retailers
& Distributors
Medical &
Agriculture &
Construction &
Real Estate
IT Sector
Food Processing &
Who can Apply?
Business Operational History > 6 months
MSME/UDYAM Registered
Minimum Monthly Turnover > ₹ 30,000
How to Apply?
3 simple steps
Fill Personal & Business Details
  • Enter personal details
  • Enter business & registration details
  • Enter loan request details
Upload Documents
  • Provide identity proof
  • Provide bank statements & business documents
  • Complete the verification
Loan Approval!
Access funds instantly to scale your business
Trouble calculating your EMI?
Try our new EMI Calculator for your flexible EMIs,

  • An Udyam Loan is a short-term unsecured business loan which can be used for various purposes including working capital requirements, business expansion, etc.
  • Udyam registration is now mandatory for all MSMEs. It provides multiple benefits to help MSMEs succeed and scale their businesses. Udyam FlexLoan offers a simplified process for collateral-free loans up to Rs. 10L

Udyam FlexLoan offers a simplified process for collateral-free loans up to Rs. 10L. It provides multiple benefits to help MSMEs succeed and scale their businesses.

If you have an Udyam/MSME registered business and it is running for at least the last 6 months, you are eligible for Udyam Flex Loans

Udyam Flex Loan provides loan tenure up to 12 months

Interest and Tenure

Glance through the details about Udyam Flex Loan interest rate, tenure, charges, and more.

Annual percentage interest rate (APR) Ranges from 18% to 48%
Tenure Ranges from 6 months to 18 months
One-time Processing Fee 2.5% of Loan Amount (Max Rs 4,000)
Late Fee Rs. 150 /- per installment if it is unpaid within 3 days of due date
Auto-Debit Failure (Bounce) Fee Rs. 60 /- per instance of auto debit failure
Pre-payment penalty Rs.0

Payment Example*

For an approved loan amount of Rs. 1,00,000 at an interest of 28% for a tenure of 12 months, the total of interest paid would be Rs. 15,845.38. This translates to a maximum APR of 33%.

Example of the structure of a MSME loan taken from the Udyam Flex Loan app is as follows:

Approved Loan Amount Rs.1,00,000
Amount Disbursed Rs. 97,500
Interest Rate 28%
EMI Amount Rs. 9,653.78
Tenure 12 Months
Processing Fee 2.5%
Total Charges (including GST and insurance) Rs. 2,500
APR 33%
Total Repayment Amount Rs. 1,15,845.38
Total Interest Paid Rs. 15,845.38

*The above example shows the schedule for a business owner who makes all the suggested payments on time. Interest Rate varies based on the risk profile of the business owner. If you meet our simple loan eligibility criteria, you will receive instant credit in your bank account on the same day.

Bridging the funding gap for
Enabling MSMEs to thrive & scale, by providing
accessible loans.
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